real-life journeys, realistic life tips, and random rants
You did your budget calendar, made your budget for your paycheck, and made it through the pay period (possibly kicking and screaming but hopefully not). Now what? Before you do your next paycheck budget (yes, you should do one for…
You’ve gathered your bills together and have a general idea of the amount of money you need each month. You’ve made your budget calendar so you can visually see what is due every month. Now what? Now it’s time to…
Let’s talk about budget calendars. Are they helpful? For many people, yes. If you’re a visual person, definitely. Is it necessary? No. What is a budget calendar? A budget calendar is a way to keep track of your bills, automatic…
I have been fortunate enough to still be employed during this pandemic, but it occurred to me several weeks ago I had not made savings a priority part of my financial journey. I have been focusing on getting my debt…
Hello June. Normally I would be excited for the fresh start that is a new month, but 2020 has been intense; just one thing after another. I saw this floating around the Internet and thought it summed things up perfectly:…
I have been trying to be a more positive person, not complain as much, keep my cool, yada, yada, yada. Not because of the pandemic but in an effort to not be such a negative Nancy. However there are some…
Sigh. Yes, I fell off the face of the earth again, but I have made significant strides on my expense tracking and budgeting as I am still trying to find out what works for me. Here’s a recap: I am…
March 26 is when I first did my paycheck budget for my first April paycheck. I’d finally gotten my new student loan payment amount from Navient, even though my income-based repayment recertification was approved January 19, and I learned the…