2023…
This has been a year. I didn’t realize it had been quite so long since I last posted, but life has been lifing, as the young kids say these days. You’re here for realism, and this is life. Rather than…
Tag: finances
Stepping into 2023…
The Marketing Rule of 7 says that a message needs to be heard at least 7 times before a consumer will buy a particular product or service. It takes on average, 66 days to form a habit. In a completely…
My Total Debt – Aug 2021
It’s taken me 56 days to write this post. It occurred to me that I’ve never actually listed my debt breakdown. Sure, I’ve detailed my bills and payments, whether I’ve succeeded with my budget plan in a given period, but…
Federal Student Loans & the CARES Act
March 26 is when I first did my paycheck budget for my first April paycheck. I’d finally gotten my new student loan payment amount from Navient, even though my income-based repayment recertification was approved January 19, and I learned the…
Confession Time
We all know that savings accounts at major banks are (generally speaking) not worth it. In case you haven’t heard, savings accounts at major banks are generally not worth it. For the average Joe, which I consider myself to be,…
Maximize Your Money with Minimal Effort
Do you take advantage of savings when you can, or do you just let the savings fall by the wayside because you can’t be bothered? I’m not talking about extreme couponing, or even driving to three different grocery stores to…
Have You Checked Unclaimed Property Yet?
As you are trying to save money, spend less, reduce fixed expenses, and live your best life, it is always a good thing when you can get money for little effort. One simple way to do this is to check…
July 2019: Overview & First Paycheck
I am by no means a master of budgeting. I am sharing my journey with you as I get my life together. Looking around the internet, it is easy to find people on a who have already started their journey,…