June 2019 Budget
I decided to try something new this month and use Dave Ramsey’s monthly cash flow worksheet to help me more clearly see where my expenses lie. As you see, I write out my bills and expenses every month, but I’m…
Tag: finances
May Budget & How Do I Get Started?
Are you ready to start working on your finances, but have no idea how to get started? Keep reading. The first step in the process of improving your financial health and beginning your financial journey to improve your finances is…
April Budget & $65,693.68
As of April 9, 2019, I have 22 distinct pieces of my debt that need to be paid down. Excluding my two highest student loans (because that’s a whole other beast and there’s really no need to focus on that…
Sinking Funds
What are they? How do they work? How do I start? You may have a lot of questions, or feel it is another complex budget topic, but I promise it is not complicated in the least. In fact, you are…
I Need to Make Some Extra Money, Part 1
Here’s the problem: you need to increase your income, but you can’t just up and get a second job. What do you need? A side hustle. This can be easier said than done, so I’m going to start by sharing…
My $.02: Verizon Does Not Give Grace Periods
On the 16th I learned Verizon does not give grace periods. I usually try to have Verizon paid before the due date so I’m not paying the day of. I am more likely to forget – or in this case, my…
Financial Tip: New Year Withholding
For those working a traditional W-2 job, now that it is a new year, it is time to review and/or update your W-2 withholding at your job (or jobs). There have been many changes in the tax code recently, with…