real-life journeys, realistic life tips, and random rants
A very important part of your financial journey is knowing your numbers. This can be a very difficult thing to face. Full stop. But you can’t make progress if you don’t know where you are. If you’re just starting out…
This has been a year. I didn’t realize it had been quite so long since I last posted, but life has been lifing, as the young kids say these days. You’re here for realism, and this is life. Rather than…
The Marketing Rule of 7 says that a message needs to be heard at least 7 times before a consumer will buy a particular product or service. It takes on average, 66 days to form a habit. In a completely…
The holidays are here. While they come every year, this year everything is more expensive (rising meat prices are going to make many people try to become vegetarians, not to mention groceries in general). Rising gas prices make me question…
It’s taken me 56 days to write this post. It occurred to me that I’ve never actually listed my debt breakdown. Sure, I’ve detailed my bills and payments, whether I’ve succeeded with my budget plan in a given period, but…
Simply hearing the word budget, or budgeting, can put a bad taste in your mouth. If it does, you are not alone. Having to face the circumstances of your situation can be daunting; it doesn’t matter if you don’t have…
Hello June. Normally I would be excited for the fresh start that is a new month, but 2020 has been intense; just one thing after another. I saw this floating around the Internet and thought it summed things up perfectly:…
I am being very diligent about tracking my expenses and spending less. Until my lifestyle stabilizes a bit, I am not going to really see an improvement in my overall debt total, but it is important to establish some good…