2023…
This has been a year. I didn’t realize it had been quite so long since I last posted, but life has been lifing, as the young kids say these days. You’re here for realism, and this is life. Rather than…
Tag: budget
My Budget: 1st June Paycheck
Hello June. Normally I would be excited for the fresh start that is a new month, but 2020 has been intense; just one thing after another. I saw this floating around the Internet and thought it summed things up perfectly:…
My Journey: The Beginning…Again
Change is hard. Establishing new habits is hard. I said this blog would detail those ins and outs, and I’d fallen off a bit because I was feeling a bit uninspired. A friend reminded me that continuing to share may…
Zero-Based Budgeting
Zero-based budgeting is a budgeting method where every penny is accounted for, so that your income minus your expenses equals zero. For Johnny, who gets paid weekly, a projected budget for him may look something like this: At the end…
Maximize Your Money with Minimal Effort
Do you take advantage of savings when you can, or do you just let the savings fall by the wayside because you can’t be bothered? I’m not talking about extreme couponing, or even driving to three different grocery stores to…
July 2019: Overview & First Paycheck
I am by no means a master of budgeting. I am sharing my journey with you as I get my life together. Looking around the internet, it is easy to find people on a who have already started their journey,…
Paycheck Budget: June #1
If you read my June budget post, you already know I changed a few things up. (If you haven’t, you can find it here. Among them, instead of listing every. single. debt I have (because at this point, they are…
June 2019 Budget
I decided to try something new this month and use Dave Ramsey’s monthly cash flow worksheet to help me more clearly see where my expenses lie. As you see, I write out my bills and expenses every month, but I’m…