real-life journeys, realistic life tips, and random rants
Are you ready to start working on your finances, but have no idea how to get started? Keep reading. The first step in the process of improving your financial health and beginning your financial journey to improve your finances is…
As of April 9, 2019, I have 22 distinct pieces of my debt that need to be paid down. Excluding my two highest student loans (because that’s a whole other beast and there’s really no need to focus on that…
What are they? How do they work? How do I start? You may have a lot of questions, or feel it is another complex budget topic, but I promise it is not complicated in the least. In fact, you are…
I’m behind in posting these, so today’s post will look at both February paychecks. It will be interesting to see both paychecks/budgets side-by-side. Total Actual Income: $3,928.11 Total Actual Expenses:…
Newton’s third law of motion says for every action, there is an equal and opposite reaction. The same can be true when budgeting, and it is particularly true this time for me. In a good time (and obvious moment of…
For those working a traditional W-2 job, now that it is a new year, it is time to review and/or update your W-2 withholding at your job (or jobs). There have been many changes in the tax code recently, with…
I’ve mentioned this before, but it bears repeating now: at this stage in my financial journey, I am not prepared to hibernate and eat grass and leaves in order to help meet my financial goals and pay down some of…
The beginning of the journey is not one that is easy, particularly a financial one that sometimes is opposite of everything you’ve been conditioned to doing. This journey can expose patterns and beliefs you aren’t even aware of, some of…