Budget Calendars
Let’s talk about budget calendars. Are they helpful? For many people, yes. If you’re a visual person, definitely. Is it necessary? No. What is a budget calendar? A budget calendar is a way to keep track of your bills, automatic…
Category: Dollars + Cents
Let’s Chat: Savings
I have been fortunate enough to still be employed during this pandemic, but it occurred to me several weeks ago I had not made savings a priority part of my financial journey. I have been focusing on getting my debt…
My Budget: 1st June Paycheck
Hello June. Normally I would be excited for the fresh start that is a new month, but 2020 has been intense; just one thing after another. I saw this floating around the Internet and thought it summed things up perfectly:…
April Budget Review
Sigh. Yes, I fell off the face of the earth again, but I have made significant strides on my expense tracking and budgeting as I am still trying to find out what works for me. Here’s a recap: I am…
Federal Student Loans & the CARES Act
March 26 is when I first did my paycheck budget for my first April paycheck. I’d finally gotten my new student loan payment amount from Navient, even though my income-based repayment recertification was approved January 19, and I learned the…
My Financial Journey: 1st March 2020 Paycheck Review
I am being very diligent about tracking my expenses and spending less. Until my lifestyle stabilizes a bit, I am not going to really see an improvement in my overall debt total, but it is important to establish some good…
My Journey: The Beginning…Again
Change is hard. Establishing new habits is hard. I said this blog would detail those ins and outs, and I’d fallen off a bit because I was feeling a bit uninspired. A friend reminded me that continuing to share may…
Confession Time
We all know that savings accounts at major banks are (generally speaking) not worth it. In case you haven’t heard, savings accounts at major banks are generally not worth it. For the average Joe, which I consider myself to be,…