real-life journeys, realistic life tips, and random rants
Are you ready to start working on your finances, but have no idea how to get started? Keep reading. The first step in the process of improving your financial health and beginning your financial journey to improve your finances is…
As of April 9, 2019, I have 22 distinct pieces of my debt that need to be paid down. Excluding my two highest student loans (because that’s a whole other beast and there’s really no need to focus on that…
What are they? How do they work? How do I start? You may have a lot of questions, or feel it is another complex budget topic, but I promise it is not complicated in the least. In fact, you are…
I’m behind in posting these, so today’s post will look at both February paychecks. It will be interesting to see both paychecks/budgets side-by-side. Total Actual Income: $3,928.11 Total Actual Expenses:…
It’s taken me a long time to write this post; I felt like I had fallen off the wagon and had the wheels run over me. I know better than what the numbers show. I know I can do more…
Newton’s third law of motion says for every action, there is an equal and opposite reaction. The same can be true when budgeting, and it is particularly true this time for me. In a good time (and obvious moment of…
Let’s start this post off with some positives before we get into the second part of the title. Positive: I paid Silver Lake on time and in full (one of my January goals) – they charge late fees and collection…
Better late than never, right? I’ll spare you the details, but here is a quick post to see how I closed out 2018. First, how did the December 15 paycheck turn out? We already knew I had a zero-based budget…