June 2019 Budget
I decided to try something new this month and use Dave Ramsey’s monthly cash flow worksheet to help me more clearly see where my expenses lie. As you see, I write out my bills and expenses every month, but I’m…
Category: Dollars + Cents
May Budget & How Do I Get Started?
Are you ready to start working on your finances, but have no idea how to get started? Keep reading. The first step in the process of improving your financial health and beginning your financial journey to improve your finances is…
April Budget & $65,693.68
As of April 9, 2019, I have 22 distinct pieces of my debt that need to be paid down. Excluding my two highest student loans (because that’s a whole other beast and there’s really no need to focus on that…
Sinking Funds
What are they? How do they work? How do I start? You may have a lot of questions, or feel it is another complex budget topic, but I promise it is not complicated in the least. In fact, you are…
February Paychecks Review
I’m behind in posting these, so today’s post will look at both February paychecks. It will be interesting to see both paychecks/budgets side-by-side. Total Actual Income: $3,928.11 Total Actual Expenses:…
Check-In: January Paycheck Review
It’s taken me a long time to write this post; I felt like I had fallen off the wagon and had the wheels run over me. I know better than what the numbers show. I know I can do more…
Paycheck Budget #1 (Jan 31 – Feb 14, 2019)
Newton’s third law of motion says for every action, there is an equal and opposite reaction. The same can be true when budgeting, and it is particularly true this time for me. In a good time (and obvious moment of…
I Need to Make Some Extra Money, Part 1
Here’s the problem: you need to increase your income, but you can’t just up and get a second job. What do you need? A side hustle. This can be easier said than done, so I’m going to start by sharing…